paul20v
New Here
Usually under a bonnet somewhere
Posts: 26
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Post by paul20v on Mar 26, 2018 20:17:07 GMT
I would love too call them up but i have no idea who they are. Didnt the person who hit you give you insurance details at the scene ? |
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Post by jackyboy on Mar 27, 2018 10:48:55 GMT
I would love too call them up but i have no idea who they are. Didnt the person who hit you give you insurance details at the scene ? She didnt have any specific details apart from the name. I wrote it down and gave it to the solicitors but cant remember off the top of my head. Funnily enough i sent the emails to the solicitor with details of her name etc but my sent folder hasnt got the message anymore 😠so im powerless. |
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Post by bambi on Mar 27, 2018 12:33:08 GMT
Hey Jack, I didn't realise all of this was going on... what a mess  Don't give up hope though. I'm going through my own small claims fiasco at the minute as the claimant, so I can totally understand why you're frustrated at the amount of time it's taking to sort out. When the incident happened, and you took pictures... do you have her reg number? Did you take her full name? Address? Phone number? I know these aren't necessarily things we all think of when a horrid thing like this happens, but if you've got any of that info, it's a good place to start. Can you ask your insurance company who her insurance company is? To contact them off your own back, as a previous poster suggested? Did you get hold of the CCTV video? Sorry, lots of questions, but I want you to get from this what you should! Meg x |
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Post by jackyboy on Mar 30, 2018 17:20:03 GMT
Hey Jack, I didn't realise all of this was going on... what a mess Don't give up hope though. I'm going through my own small claims fiasco at the minute as the claimant, so I can totally understand why you're frustrated at the amount of time it's taking to sort out. When the incident happened, and you took pictures... do you have her reg number? Did you take her full name? Address? Phone number? I know these aren't necessarily things we all think of when a horrid thing like this happens, but if you've got any of that info, it's a good place to start. Can you ask your insurance company who her insurance company is? To contact them off your own back, as a previous poster suggested? Did you get hold of the CCTV video? Sorry, lots of questions, but I want you to get from this what you should! Meg x Oh dear i hope you get yours sorted. I indeed did get all the photos i could of the scene and her number plate. I got her full name and address too. I sent it all to green light and the solicitors green light provided. It all took so long that even if there was cctv it wouldve been wiped by the time they did anything.. they didnt ask me anything about it. I did mention it to them. There was no police involved which was my downfall. I was determined to still get to work and the cars damage is only cosmetic.. wish id called the police!! Ive litetally done all they asked.. her insurance company is just not responding!! This could be going on for a few years!! |
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Post by wannabe on Apr 2, 2018 12:04:35 GMT
Have you written them a letter (and sent it Recorded Delivery) to state that unless they respond in, say, 10 working days, you will be referring the matter to the Insurance Ombudsman?
I'm led to believe that does get things moving!
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Post by bambi on Apr 2, 2018 21:11:48 GMT
Have you written them a letter (and sent it Recorded Delivery) to state that unless they respond in, say, 10 working days, you will be referring the matter to the Insurance Ombudsman? I'm led to believe that does get things moving! brilliant idea!! |
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Post by jackyboy on Apr 20, 2018 19:43:51 GMT
Got a call today from the solicitors car damage inspectors today. Thats some progress.. i hope they dont wanna write it off. Might have to have a chat with the inspector. I can get a rear quarter panrl for 70 to 90 quid and a door for 30 quid or so. Theyd just need spraying and the rear quarter welded in. Get a cheeky bit of rust sorted whilst im there. Totalmx5repair should be able to do the work for a great price. I wouldnt trust anyone else to fo the work to be honest.. hopefully i can have some input into the repairs.
I dobt want it to be written off because a usual body shop quotes it at 1500 for repair!
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Post by wannabe on Apr 21, 2018 9:12:36 GMT
The inspector will work out 'normal' bodyshop rates and decide on that - so if it's 1500 quid, it'll probably be a write off! Doesn't mean it can't go back on the road, though, but you'll need to ask what the processes are if it is written off. You can normally buy Cat D or C write-offs back off the insurance company for a reasonable amount and get the work done, leaving you cash in pocket  If they do have to take it away before you can do that, get all the expensive or non-OEM bits off it first! |
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Post by jackyboy on Apr 23, 2018 20:47:18 GMT
They aint Canoeing having it!! Lol
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Post by jackyboy on Apr 23, 2018 20:48:00 GMT
Ile drop the claim if they wanna write it off. FML
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Post by Horney on Apr 24, 2018 10:47:34 GMT
They will 100% write it off. It’s how it pans out after that initial assessment you want to focus on.
Insurance estimates always use new and OEM parts where possible as they have to warranty the repairs. They won’t wver quote on picking up used bits from eBay and painting those up.
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Post by joeytalent on Apr 24, 2018 13:15:14 GMT
They will 100% write it off. It’s how it pans out after that initial assessment you want to focus on. Insurance estimates always use new and OEM parts where possible as they have to warranty the repairs. They won’t wver quote on picking up used bits from eBay and painting those up. Yup. You might get the option of buying the car back as a Cat D (or Cat N, I think they changed the classifications last year), which means there is no structural damage, but it's economically not viable for the insurance company to repair. You'll normally end up with some money in your pocket from the payout if that's the case, as you can buy the car for scrap value. |
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Post by jackyboy on Apr 24, 2018 21:11:55 GMT
Canoeing pissed off. I dont want it to be written off.
I can get a door for 30 quid. Rear quarter for 75
Rear quarter welded in for 200 (bit of rust job in there too) ile spray it all myself! Its Canoeing ridiculous how it all works. ðŸ˜
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Post by joeytalent on Apr 25, 2018 0:17:01 GMT
canoeing pissed off. I dont want it to be written off. I can get a door for 30 quid. Rear quarter for 75 Rear quarter welded in for 200 (bit of rust job in there too) ile spray it all myself! Its canoeing ridiculous how it all works. 😠So why not accept the pay out, buy the car back, pay for the work and enjoy driving it? So what if it has a damage marker on it's record? MX5s are still gaining value and if you can document and prove the damage wasn't that bad, and that the repair is good, any serious buyer wouldn't be put off. |
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Post by jackyboy on Apr 25, 2018 8:24:39 GMT
canoeing pissed off. I dont want it to be written off. I can get a door for 30 quid. Rear quarter for 75 Rear quarter welded in for 200 (bit of rust job in there too) ile spray it all myself! Its canoeing ridiculous how it all works. 😠So why not accept the pay out, buy the car back, pay for the work and enjoy driving it? So what if it has a damage marker on it's record? MX5s are still gaining value and if you can document and prove the damage wasn't that bad, and that the repair is good, any serious buyer wouldn't be put off. Ive heard tales of not being able to buy your car bac And parts being taken off your car after its been written off. Im worried about the insurance sky rocketing. I already pay 500 a year and that went up as soon as the woman drove into me |
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le sigh
Jul 15, 2023 20:03:52 GMT